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ʻO ka 5 Best kumu e wehe ai i kahi pūnaeke Bank Bank

MOKUNA 2


ke kāohi'āina waiwai

ʻO nā kumu ʻo 5 ʻoi loa no ka waihona kālā ma kahakai.

  1. E hoʻolako i ka waiwai mālama mai nā hihia
  2. E hoʻolako i ka hoʻohui waiwai
  3. Nā kākoʻo ikaika (nānā i lalo no ka hōʻoia)
  4. E hoʻemi iki i ka pilikino
  5. Ka maluhia o ka manaʻo

Nā kumu āpau nā kumu kumu waiwai o kahi waihona kālā maikaʻi. ʻAʻohe mea hou e pili ana i kēia ʻike. ILAPALA, Hoʻomaka i ke komo ʻana i nā mea kumu pilikino ponoʻī o kāu kālā pilikino me ke ʻano hauʻoli o ka kānāwai. A laila e nānā i ke ʻano o ka honua i kēia lā. I kēlā kukui, ʻo ke kumu nui o 5 ke kāpena haole kaulana loa e lilo ka manaʻo nui.

"Inā he hoʻokahi hua'ōlelo e makemake wau e haʻalele iāʻoe i kēia lā,ʻo kēia ... Glocal." -Natalie Keener mai ka kiʻiʻoniʻoni E kū i ka ea

nā'ōlelo kāleka ma waho

Nā kumuhana 5 kiʻekiʻe loa no ke Bank Waiwai

1. E hoʻolako i ka Mālama Puʻupuʻu

He USN wale nō ka 4.4% o ka honua nei. Eia naʻe, ʻo ka mea pīhoihoi, ua loaʻa ia ʻo 80% o nā loio o ka honua a me 96% o nā kānāwai āpau ma ka honua. E like me nā miliona o ʻAmelika, ke hōʻike ʻia nei ʻoe i ka pilikia o nā kānāwai i kēlā me kēia lā. ʻO kahi laʻana, hoʻolaha ʻia ʻoe i kēlā me kēia manawa i kou komo ʻana i kāu kaʻa a kaʻa paha. I kēlā me kēia manawa kāu e lawe ai i kahi mea kūʻai aku hou ma ke ʻano he leʻaleʻa āu iā ʻoe iho i nā lipi o kahi loio. I kēlā me kēia manawa e hele ana kekahi ma waena o kāu waiwai aku, me kou ʻae a ʻaʻole paha, hiki ke hoʻowai i ke kaua kānāwai maikaʻi ʻole.

E hoʻomanaʻo mau, ʻo nā kanaka ka mea nāna e kākau i nā kānāwai. ʻAʻole ia he kūpono kūpono a nani wale ma ka lewa. E hoʻomanaʻo hoʻi iā ʻoe iho i ka noho ʻana o ka poʻe e kākau i nā kānāwai. Pūlākiō. ʻO ka hapa nui o lākou he loio. A i ko lākou kākau ʻana i nā kānāwai, ke manaʻo nei ua kākau lākou iā lākou i a i ʻole pōmaikaʻi i kā lākou ʻoihana ponoʻī? No laila, he aha kā mākou e manaʻo ai i kēia. ʻO nā mea nāna e hoʻopaʻa i nā kānāwai i ka manaʻo o ke loio i mea e loaʻa ai kona mau lima i loko o kāu mau paʻa, hilahila wale nō i ka mutiny lehulehu, ke ala i kākau ai nā kānāwai. ʻAʻole i kākau ʻia nā loio i nā kānāwai me ka "pololei" ma ke kumu nui. ʻO ka hapa nui o nā kānāwai i kākau mua ʻia e, a no ka pono o, nā lālā o ka loio.

Hōʻikeʻike Kākoʻo Asset

la'ana

He mau mea kūʻai waiwai kā mākou i hana muamua ʻia ma ke ʻano he kīʻaha. Eia ʻo ia ka lālā o ka papa papaʻi i kahi waihona. ʻO kekahi o kāna mau limahana, i kāna ʻoihana waiwai, ua kuhikuhi i ka waihona i kahi mea kūʻai aku ma kāna. ʻAʻole i kamaʻilio ka limahana o kā mākou mea kūʻai aku he luna o ka waihona. I ka hāʻule ʻole ʻana o ka waihona i ka waiwai waiwai hoʻopiʻi ka mea kūʻai aku i kā mākou mea kūʻai no ka hoʻopunipuni.

Ua hoʻopiʻi lākou iā ia ma muli o ka hiki ʻole o kāna limahana hana e hoʻomaopopo iā ia e pili ana i kā mākou mea kūʻai aku me ka waihona. Ua hōʻole ʻo kāna kulekele hoʻomalu e pale iā ia no ka mea ua pili ka hoʻopiʻi i ka huaʻōlelo "hoʻopunipuni." ʻAʻole uku o ka waihona kālā no kāna kūlana. Eia naʻe, ua hōʻoia ka ʻoi aku ka Hoʻokolokolo ma Kaleponi i kahi hoʻopaʻi $ 2 + miliona i kūʻē i kā mākou mea kūʻai. ʻO ka mea pōmaikaʻi, ua kau mākou i kahi hoʻolālā mālama waiwai ma kahi.

Ma hope o ʻelima mau kaua hakakā, ua ʻimi ʻo ia no ka panakō. Ua hoʻomaka ʻo ia i kau hānai i kāna kaikamahine ma ke kaukani a ua kākoʻo ʻo ia i kāna wahine, nā keiki kāne a me ka makuahine maʻi. ʻAʻole wale nō i lilo ka loio i lawelawe ma ke ʻano he kuleana mālama kālā e hānai iā ia o nā mea āpau ʻaʻole i hoʻopaʻa ʻia. A make pū nō hoʻi i kāna wahine, nā keiki a me ka makuahine. Ua hoʻopiʻi ʻo ia iā lākou no ke kākoʻo a lākou i loaʻa mai iā ia mai nā makahiki he ʻehā.

ʻAe, ua hoʻopiʻi ka mea mālama kālā iā kāna kaikamahine no ke kālā a kona makua kāne i uku ai iā ia no ke kolamu, nā hale, nā meaʻai, a me nā mea huhū. ʻAʻohe o lidy. Aia maikaʻi paha lākou ke hiki ke hoʻopiʻi i kāna kaikamahine ponoʻī i ka nui o kā kona mau mākua i aʻoaʻo ai iā ia? ʻO ia paha ka nīnau kūpono, ʻo ia, "He aha lā ka mea e hiki ai i nā loio ke loaʻa i ko lākou lima i loko o nā peke a kekahi?" ʻO ka nīnau ʻana i kēlā nīnau e haʻi pinepine iā ʻoe i ke ʻano o ka kānāwai. ʻOi, ma ke ala, lilo ka loio i ka mea he kuleana mālama kālā i lilo i hapakolu o ka waiwai pio.

Insurance

Mai hilinaʻi i ka Inikua

ʻO nā mea i kākau ʻia i loko o nā kulekele i kēia lā e kūpono i ka paʻi maikaʻi ʻana o kahi maunu a hoʻololi i nā scam. ʻIke pinepine mākou i ka wā e kāhea aku ai nā mea kūʻai aku me nā moʻolelo woeful. Hiki pinepine nā loio i ka hōʻiliʻili ʻekolu ʻana i nā uku a me nā uku o nā loio. Hiki iā lākou ke hana inā hiki iā lākou ke hōʻoia i kahi luna kānāwai Robin Hood aia kekahi mea hōʻoia i ka hoʻopunipuni. ʻO ke kumu, e hoʻokuʻu pinepine lākou i kekahi laina a ʻelua paha e pili ana i ka hoʻopunipuni i ka hoʻopiʻi kānāwai, kūpono ʻole a i ʻole.

No laila, he pili paha kāu ʻoihana, ʻoiaʻiʻo kekahi. E hoʻolālā ma ka maopopo ʻole ke hele mai ʻoe e hoʻopiʻi aʻe iā ʻoe. E wehe i kahi moʻokāki ma waho. Mālama i ka moʻokāki ma kahi hilinaʻi palekana palekana waiwai a i ʻole ʻoihana. Hiki i kēia hoʻohui ke hāʻawi iā ʻoe i kahi ala e mālama ai i kāu kālā. Hiki iā ʻoe ke hiamoe maikaʻi i ka pō ʻike e ʻike ʻole ʻia i ke ʻano ʻōwili kūpili.

Mea hoʻohuli i nā waiwai

2. Ka hoʻololi waiwai

Pehea inā e hoʻopiʻi aku kekahi iā ʻoe a hoʻokaʻawale koke ʻo ia i nā waihona kālā āpau o ʻAmelika? He aha ke kālā āu e hoʻohana ai e pale aku iā ʻoe iho? Pehea kāu e uku ai i kāu mau bila? He hoa kamaʻāina kā mākou o ka ʻoihana mea hana. Ma waho o ka uliuli, hele mai kekahi hana aupuni a hoʻopaʻa iā ia a me kāna mau mea hana ʻeono. Ma hope iho, ua ʻōhala lākou i kāna mau moʻokāila a pau; mea āpau no ka uku ʻekikekikua uku uku ma nā limahana. ʻAʻohe o lākou manaʻo i kā lākou hana hewa.

Hana ia i miliona miliona i kēlā me kēia makahiki. Eia naʻe, ʻaʻole ʻo ia i komo i ka ala i loko o kāna kālā e hoʻopili iā ia iho. Hele ʻo ia me ka ʻōlelo ʻole, ʻaʻohe ona kumu e hoʻolimalima ai luna loio i mea e pale aku ai iā ia. ʻAʻohe o nā luna kānāwai o US e waiho i nā clamps koke i nā kālā ma nā ʻāina ʻē aʻe. Eia kēia ka hihia inā ʻaʻole pili nā waihona o ʻAmelika lālā; ʻoi aku inā pēlā ma ka hilinaʻi kūpono kūpono ʻole ma waho.

Loaʻa i kekahi kālā ma kahakai e hāʻawi iā ʻoe i ka mana e pale i kekahi mai ka hoʻolauna ʻana iā ʻoe e ka nū ʻana o ka manamana. Hiki ke kōkua i ka pale ʻana i ka ʻenemi kū kānāwai a i ʻole kekahi luna overzealous mai ka hoʻopiʻi wahaheʻe ʻana iā ʻoe. Ma waho o kēia pale ʻana, hiki koke iā lākou ke huki i ka rug mai lalo mai ou, e koi ana iā ʻoe e hāʻule i ko lākou aloha. Hāʻawi ia iā ʻoe i ke kaohi a kōkua ʻoe e hoʻomau iā ʻoe i ka noho o ka mea hoʻokele o kāu kālā paʻakikī paʻakikī.

Nā koho koho

Nā koho koho Pāʻoihana hou

Ma kahi ʻāpana ʻē aʻe, ʻoi aku paha ʻoe i mua o ka pale o ke kālā. Maʻalahi paha ʻoe inā ke ʻimi nei ʻoe i nā koho ʻē aʻe a me nā ala e maikaʻi ai e hoʻokele i kāu kālā. A, ʻoi aku ka nui aʻe o nā mea maʻamau, pinepine ʻoe i nā ala nīhou e like me: CNN, MSNBC, Fox, Bloomberg a i ʻole YouTube. Hiki ke nānā iā ʻoe iā lākou e māʻamaʻa i nā hoʻokele waiwai a me ke kūlana o ka mākeke kūʻai.

ʻO ka mea nui e like me Warren Buffett, George Soros, aʻo Dr. Michael ʻO Burry (ʻO ka mea nāna i hoʻokumu i Scion Capital, LLC) kekahi o nā mea wānana wale nō o ka make ʻana i ka hale noho US 2008. Ua hōʻike lākou i nā ʻōlelo luhi o ka Depression nui a hiki i lalo iho o ke kālā US. 'Saylelo lākou i kēia manawa, he lō ia, akā ʻaʻole lākou ʻike i ka wā hea.

Oe e ike paha ua lawe aku ʻo Buffett a me Soros i ke kālā mai nā Banks ʻAmelika no kekahi mau makahiki. ʻAʻole i aʻo ʻia ka poʻe uku hoʻopukapuka ma nā waiwai nui a me nā hoʻopunipuni a lākou i hana ai ma luna o ka poʻe ʻAmelika. Eia kekahi, e manaʻo lākou i kahi kumukūʻai kālā hou. I kēia manawa, ʻike paha aole e pani ʻia i ke aupuni US no ka mea ʻaʻole lawa ke kālā o ke aupuni iā ​​US.

ʻOʻAmelika ka'āina me ka uku nui loa ma ka Honua. ʻO ka hōʻai'ē hōʻailona ka mea kiʻekiʻe i loaʻa i kekahi'āina ma ka moʻolelo o ka honua. ʻO kaʻoiaʻiʻo, aia nā pūnaewele kahi hiki ke nānā iāʻoe ʻOihanaʻAmelika i ka manawa maoli. ^ E Ha yM. Ua hōʻike ka poʻe loea i kēlā kālā kālā ʻole ke hiki ke uku ʻia ma nā makahiki 40. ʻO ka hapanui o mākou e pono e kū i ka ʻoiaʻiʻo maoli e nele ana i kahi ʻĀkopa kālepa ISDA no laila hiki iā mākou ke hūnā i nā mea ʻike o ka keikikāne nui. No laila, ʻo ka hana maikaʻi loa e hiki ai ke koena o kā mākou ke pale aku i kā lākou kālā ma kahi papa ʻaina.

nā kāleka ikaika loa ma waho

3. Kino PūnaekeʻIke

On ʻO Global FinanceʻO kēia ka mea i hōʻike ʻia nei, i kapa ʻia, "The World's 50 Safest Banks," ʻaʻole nui ka inoa inoa US i hoʻokumu ʻia i ka papa inoa - ʻaʻole hoʻokahi. Ma waho o nā waihona kālā 50 wale nō ʻo ka United States i ka papa inoa. ʻEkolu mau wahi waihona kālai liʻiliʻi i hoʻonoho ʻia ma #30, #45 a me #50 nā pēle kālā US nō i hana. Aia kekahi huaʻōlelo e hui pū ai me nā loea nui o US e wehewehe i ka pōʻino e hiki mai ana e wānana ʻia: Kuhi nui ʻole ka hāʻule. ʻAʻole hiki i kēia i ka ʻoiaʻiʻo.

Ke hoʻomakaʻia nāʻauwai e lilo kūponoʻole (hikiʻole ke uku i nā aie) no muli o ka hōʻailona nui loa a me ka loaʻaʻole kahi e huli ai i kēia manawa no ke kālepa aupuni, e nalowale ke kālā i kāu mau hoʻolimalima. Holo.

E hoʻohana nā pēpē i kāu waihona kālā e uku ai i kāna aie ponoʻī. E like me nā mea i hiki mai ma Helene, e hoʻopili nā kaʻa. Ma hope iho, ʻaʻole ʻoe e lawe kālā mai ka ATM no ka meaʻaʻohe kālā. Ua kuhi hewa paha kekahi, "Ae he aha inā wau e kau i kaʻu kālā ma luna o ia mea a hiki mai ke ʻano like."

ʻO ia kahi a mākou e komo aku ai. Ke noiʻi nei mākou i nā māka ikaika loa a me ka palekana i ka honua a hana i ka ʻōlelo nui e pili ana i kā lākou ʻike waiwai. ʻAʻole lele wale nā ​​mākaʻi mai ka papa inoa ʻo "palekana loa i ka honua" a hiki i ka insolvency i loko o kahi nanosecond. Akā he aha inā inā loaʻa kahi waiwai i ka panakō ʻaʻole i ka papa inoa "palekana". Ma laila inā inā ka hōʻaiʻē ma ke ʻano o nā ʻina hōʻaiʻē ma ka honua? I kēia manawa, he kumu no ka hopohopo maoli.

Nā lāʻau mālama lāʻau ʻowailai

Mea ʻĀnalo I mua: Hoʻopili i ka uhi ma waho

He nui nā mea pāʻani kālā nui a me nā ʻekekōkelē e hōʻike aku nei i ka hina ʻana o ke kālā. ʻO kēia haʻalulu ma muli o ka nui o ka astronomical o ka hōʻaiʻē, ke huki o nā kumukūʻai aila o kā mākou kumukūʻai a me ka piʻiʻana o ka piʻi. Wahi a ʻO Thomas Metcalf, mea kālepa kālā, mea kālai waiwai a hāʻawi i ka mea kākau moʻolelo no ka pūnaewele pūnaewele pūnaewele,ʻo Zacks, "ʻO ka hoʻonui pālākiō o ka waihona kūʻai kālā o ka Federal Reserve no ka hoʻonuiʻana he 2 pakeneka. I ka hōʻuleʻana o ka hoʻonuiʻana ma lalo o kāna pahuhopu a hōʻikeʻole i nā hōʻailona o ka pihiʻana, ua hōʻike ka Federal Reserve a me nā mea waiwai e hoʻopiʻi nui ana. Me ka piʻiʻana o ka hoʻonuiʻana,ʻaʻoleʻoe e kōkua akā e nīnau i ka hopena inā e hāʻule iho i lalo o kaʻole. ʻO ia ka manaʻo o nā mea waiwai. "

E kau i kāu kālā i loko o kahi hale mālama palekana,ʻaʻole i loko o kahi nui kālepa US, aʻaʻoleʻo kekahi mea kūʻai kūʻai kūʻaiʻo US, pinepineʻia e pili ana i nāʻaukāʻo US. Hoʻololi i kekahi hapa o kāu waiwai waiwai i ka palekana, kū kānāwai, ka pūʻulu pili kālā i loko o kahi o nā panina palekana loa ma ka honua.

Hawaii

4. Hoʻoholo ʻia ʻo Vulnerability

Mai waiho i kāu hua manuʻai ma ka hīnaʻi hoʻokahi. Inā hana ʻoe, hoʻonui nui ʻoe i kāu manawa o ka pohō ʻana i kāu kālā a me nā hoʻopukapuka. No laila, inā ʻoe i kahi ʻimi i kahi e hoʻokau ʻia ai ʻoe i kēlā me kēia manawa, he maikaʻi maikaʻi e neʻe i kekahi waiwai i kahi wahi palekana ʻaʻole hiki iā lākou ke pili iā ʻoe. Inā male i mare ʻoe, inā ʻoi koe hoʻokahi a loaʻa ʻole kahi ʻohana a inā ʻoe he manaʻo holomua, ʻo ke waiho ʻana i ke kālā he ala maikaʻi loa ia e hōʻemi ai i kāu mālama kālā.

ʻOiaʻiʻo, aloha mākou a mālama i ko mākou ʻohana. Akā, ʻaʻole ia he manaʻo ʻaʻole pono mākou e hoʻohana i kā mākou hoʻoilina e uku i kā lākou mau uku āpau i hala ʻO nā lālā o ka ʻohana ola e kuleana no ka uku ʻana i nā ʻāpana aloha a ka mea i aloha ʻia ma ka waiwai o ka mea i make. ʻO ka wehe ʻana i ke kālā ʻohana ma kahi moʻokāʻauhau ma waho, i paʻa ʻia e ka hilinaʻi ma waho, e pale i kou kuleana hānau mai ka pau ʻana o ka make o kahi mea aloha.

Ka maluhia o ka manaʻo

5. Ka maluhia o ka manaʻo

Mai hele i lalo me ka moku pale.

Ua hoʻohālikeʻo Doug Casey, ka mea kākau waiwai kālā a me nā mea hoʻolālā kūʻokoʻa kūʻaiʻole i keʻano likeʻole ma waena o ka (haule o) US a me ka hāʻule o ka moku Roma. Wahi a Casey, "ʻAʻole hiki iā mākou ke pale i ka kānāwaiʻelua o ka thermodynamics, ka mea e paʻa ai kēia entropy i nā mea āpau a i ka manawa lōʻihi e hoʻonāukiuki ai nā mea a pau a me ka makani. A no ka maʻalahi o ka pūnaewele,ʻoi aku ka ikaika e mālama ai. ʻO ka nui aʻoi aku ka maʻalahi, pili pūʻana, a me ke kuʻikahi, uaʻoi aku ka maikaʻi o ka hāʻuleʻana a me ka hōʻinoʻole. ʻO ia nā'āina a me nā lāhui. "

A iʻole, hiki iā mākou ke'ōlelo mai i ka hui mele kaulana, Blood, Sweat and Tears, "He mea e piʻi ai e iho i lalo."

ʻO Glocal

Global + Local = "Kahaha"

Aia kahi kiʻiʻoniʻoni 2009 i hōʻaike ʻia ʻo George Clooney, i kapa ʻia E kū i ka ea. ^ E Ha yM. Ma loko ona, he keiki ʻōpio, makemake nui, go-getter, ʻo Natalie Keener, i hoʻokani ʻia e Anna Kendrick e haʻi nei i ka huaʻōlelo "glocal." ʻO nā lunakahiko o Anna, a me Mr. Clooney, hopohopo ʻia e kēia ʻōlelo. A laila e wehewehe ʻo Anna "glocal" hou i hoʻohana ʻia e wehewehe i ka hoʻohui ʻana o ka mākeke honua a me nā wahi kūloko.

Hōʻikeʻo Glocal i ka liʻiliʻi o ka honua ma muli o kaʻenehana, ke kūʻaiʻokoʻa a me kaʻoihana acumen. E lele paha ma luna o ka kaʻa a hoʻonui i kou mau kuamoʻo, a waiho paha i hope. ʻO ka loaʻaʻana o ka nānāʻana i kēia mau lā a me nā makahiki,ʻaʻole ia eʻoki hou aku - pono. Waiwai mālama'āina Hāʻawi i nā ala nui a maikaʻi e hiki ai ke hoʻonui i kāu mau kumu kūʻai.

Ua nui ʻē aku i kahi hoʻopunipuni, ka hoʻopunipuni, hoʻopunipuni a me nā ʻeke kālā e nā hui kumuwaiwai US. Pēlā ka mea e pili ana i nā mea pāʻani pākahi a me ka Federal Reserve. Ke alo nei mākou i ka hui pū ʻana o nā pilikia kālā i hōʻike ʻia. ʻO kēia ka mea kūpono loa i ka mānoʻe kālā ʻē aʻe.

Kāhea i ka helu a i ʻole ka nīnau noiʻi ma kēia ʻaoʻao no ke kākoʻo a me ke kōkua. Hana i kāu noiʻi ponoʻī. E noʻonoʻo pono iā ʻoe iho a noʻonoʻo ma waho o ka pahu. ʻAʻole ia e lilo i pōʻino o ka ʻōnaehana waihona US. Hoʻololi a paʻa i kekahi o kāu kālā i loko o kahi waihona pēke kahakai.


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hoʻomaka

[1] [2] [3] [4] [5] [6] [7] [8] [9] [10] [11] [12] [Kikokikona]